I read today that Senator Ted Kennedy's office is working on Barack Obama's universal health care policy. Well, I have an idea to suggest.
One way for Senator Barack Obama and the Democratic Party to help save American's money for their health care, is by making sure that each city has at least one prompt care clinic for patients to go to, for non-major emergency health issues like kids ear aches, rashes, chest colds, sinus infections, cuts, broken fingers or toes, etc...
I'm not sure how it can be forced, but perhaps the Federal government can mandate that States provide such clinics, one per so many thousand residents in each city - if they want to continue receiving federal dollars for Medicaid?
Preferably, one would hope that each hospital in each city would be willing to provide such a clinic(s) - perhaps if they are given something in return?
Larger cities have them. They give a patient a place to go to when they can't get in to see their own doctor. These clinics are open 24/7. They can save the patient time because they won't have to take time off from work to get examined, unless the problem is during work hours of course. It saves the patient money because it's not as costly as taking up time at an emergency center where major illnesses and injuries are handled.
By cutting the amount of patients going to ER every day, American's as a whole save money. As do insurance companies. As do hospitals.
Insurance companies are no longer paying the expensive dollars to take care of minor cases in ER, so the cost of insurance will drop too.
These clinics could either have a doctor or a physician's assistance in charge. As an incentive for a person to work in one of these clinics, perhaps they could be given a discount in their own insurance or perhaps they could be given extra tax breaks.
By the way, these clinics should except any insurance policy a patient has.
I truly believe that providing these clinics (even without doing anything else) could indeed help lower the costs of health care across the nation.
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